Lake of the Ozaks BEST Waterfront Condos!

If you are thinking about investing in a second home at the Lake of the Ozarks, you want to make sure to do your due diligence to pick out the best vacation home at the Lake of the Ozarks. Of course, if you are choosing to vacation at the Lake of the Ozarks, waterfront property should be at the top of your wish list. After all, the lake is what drives people from all over the country to visit. Our condos at the Lake of the Ozarks offer impressive views of the Lake of the Ozarks and each unit has a panoramic view of Lake of the Ozarks! Find out all of the things Isla Del Sol has to offer below! 

Premium Features of Isla Del Sol Condos

Every condo in our complex has complete access to all the amenities we offer. Bring friends, family, and children to Isla Del Sol and rest assured that they will find something to keep them entertained. Check out some of the things we have to offer you and your guests!

• Private Island Living 
• Panoramic Lake Front Views 
• A Beautiful Lake Side Pool with Fountains 
• Pool Side Sun Deck with Lounge Chairs, Tables, and Showers 
• Direct Elevator Access to All Residential Floors 
• Boat Docks and PWC Slips 
• Ample Resident Parking 
• Available Private Storage Lockers 
• Dog Walking Area 

Our condos are accessible by land or by water, making it easy to access no matter how you care to travel at Lake of the Ozarks. This permanent vacation location is a must have if you enjoy waterfront living!

Premium Vacation Destination

Between the private island features of the most luxurious condo complex in Missouri and the absolutely breathtaking 360° view of the Lake of the Ozarks, you'll find that beaches aren't necessary to enjoy beautiful aquatic scenes. Every condo has an amazing view of the main channel. Isla Del Sol is located on the 3-mile marker, putting you within a short drive, by boat or by road, to all of Lake of the Ozarks most popular locations.
Condos are Still Available

We have the best condos at Lake of the Ozarks. In addition to the incredible panoramic view, you'll also have a spacious interior to decorate and customize. All our condos feature 2 bedrooms and an additional master suite, two bathrooms - complete with a large living room and outdoor covered deck! Your living room includes a fireplace for a warm aesthetic to the open floor plan. 

Buy NOW and be Ready for Summer! 

Now is the perfect time to buy a condo at the Lake of the Ozarks! If you start the buying process now, you will still have plenty of time to get your luxury condo at the Lake of the Ozarks ready for your summer vacation! You won't want to miss out on the ONLY island living at the Lake of the Ozarks! Stop by to tour model unit every day from 10am to 4pm! We'd love to show you what living at the best waterfront condo at the Lake of the Ozarks is all about! 

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6 Tips for Buying a Condo at the Lake of the Ozarks

Have you been considering investing in a second home at the Lake of the Ozarks? If you love to visit the Lake of the Ozarks multiple times a year and throughout the summer, owning a second home might be a great solution for your frequent vacations! You may be thinking about buying a home on the water but if you don't plan to live there full time, have you considered buying a condo at the Lake of the Ozarks instead? Condominiums are a great investment becasue they offer resort-style amenities and require less maintenance than owning a home. With the first of the year quickly approaching, now is a great time to start thinking about investing in a second home at the Lake of Ozarks! Not sure where to start? Consider 6 tips for buying a condo at the Lake of the Ozarks below!

1) Secure Your Financing

Get pre-approved for financing prior to looking at condos. This is critical because some lenders and loan products do not allow condo purchases. Some programs can be tricky, such as FHA (Federal Housing Administration) Loans. Normally, the FHA will require 80% of the units in the building to be owner-occupied and on their approved list. Your best bet is to stick with a local lender. However, they generally require a minimum of 20% down. Be sure your financing is secured before you fall in love with that beautiful new unit!

2) Hire a Real Estate Agent with Experience in Selling Condos

Buying a condo is much different than a residential home. The purchase contract is different than a single-family home, as contingencies are based on different factors. There are association rules and dues that need to be taken into consideration. If you are purchasing a Lake of the Ozarks condo with a slip in the community dock, there are separate dues for that. A real estate agent with experience in selling condos will make sure important documents are not overlooked

3) Know What the Association Fees Include

As mentioned before, some of the greatest benefits to living in condos at Lake of the Ozarks is having less maintenance than a residential home. You should know what's included in your condo fees. Common fees include lawn maintenance and landscaping, snow removal, water and sewer services, trash pickup and sometimes even cable!

 4) Find Out What The Complex Includes

Does the condo come with a private covered garage or boat slip or are these extra? If not included, do you need them? Those items will need to be negotiated with the seller or it can make the price of the unit substantially higher. The last thing you want is to find out your garage is just a parking space or the boat slip is too small.

5) Find Out Who the Maintenance and Management Company Are

The maintenance company is in charge of the upkeep of the property. Know who to contact if the common areas of the community need attention. Most condos have a management company to take care of day-to-day operations. They enforce rules and regulations, handle the finances, and should be able to answer your questions regarding the complex.

6) Review Special Assessments

Understand what special assessments are. It is highly likely that the condo complex will undergo a major structural repair in the future. This will require money beyond the usual assessments. Generally, the association has a reserve, but it is possible for assessments to be raised for a period of time to cover any major repairs. If there are special assessments planned, they should be fully disclosed to you as a potential buyer.

The first of the year is the perfect time to sit down and access your plans and goals for the upcoming year. Buying a condo is a great way to not only have a fun place to go for weekend trips but also a great investment opportunity! Our condominiums at the Lake of the Ozarks offer resort-style amenities and our panoramic views of the lake are mesmerizing! You can tour one of our model units every day from 10am to 4 pm! We'd love to show you what living in luxury is all about!

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Reasons to Buy a Second Home at the Lake

Purchasing a second home is a decision that will stay with you for a long time. Therefore, it's important to go over the details with care. There are many things to consider when buying a second home at Lake of the Ozarks, some of which can go unnoticed to potential buyers. The Lake's best waterfront condo complex has put together a list of things to consider when purchasing your second home.

Location
Where do you want to live when you're not at home? Are you looking at getting away from the cold season for a few months? Perhaps you should think about a location that features warm summers and an entertaining atmosphere. If you're just looking for a weekend getaway, your second home could be as close as a day's drive, which is far enough away for relaxation, but close enough for quick returns.

Community
The surrounding community is also important to a second home buyer. Is the community booming economically? Are there community groups and a strong small business atmosphere? These are signs of a thriving community, and an economy that should continue to grow. Go and visit possible second home communities and speak with local homeowners and businesses. They can give you their opinions and tell you everything you want to know about the community you're looking to invest your time and money in.

Investment
A second home is more than just a dwelling, it's an important investment opportunity as well. The housing market has been steadily increasing in value for years. This trend is expected to continue, so now is the perfect time to buy. A second home should continue to increase in value over time, which means the longer you own it, the more it's going to be worth if you decide to sell it. There's always an opportunity you could rent your second home while you are living at your primary residence, providing you with some added income to help offset your mortgage.

Retirement
When it's finally time to retire, a second home can provide the perfect seasonal living opportunity. Choose a home in a location that provides a wide assortment of retirement amenities, such as golf courses, premier dining, and other recreational options, to ensure you never have a dull moment. With a second home, you can stay as long as you'd like, and return to your other residence only when you feel the need. It's possible the second home could become your primary residence!

Isla Del Sol: Your Home Away From Home
Buying a second home is a big investment and is a decision that should take careful consideration. The Lake of the Ozarks' best condominium complex rests perfectly in the main channel of the Lake. The community is one of the most giving and accepting in Missouri, with dozens of charity groups and community organizations to get involved with. Nominated as the nation's "Best Recreational Lake", you're sure to find plenty to do while you're here. Schedule a viewing of the Lake of the Ozarks' most luxurious condo complex and experience the best that waterfront living has to offer!

Come back often to see all of the exciting things happening at 

Isla Del Sol.

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5 Perfect Reasons to Own an Isla Del Sol Condo!

The summer season will be gearing up very soon, so it's time to think about buying a condo at the Lake of the Ozarks! Vacation homes are perfect for getting away from your busy life and spending a relaxing weekend at the Lake. There are many reasons why purchasing your own Lake of the Ozarks condo could be more beneficial to you than just renting a hotel room or vacation home. Isla Del Sol offers five reasons to own your very own vacation condo at the Lake of the Ozarks.

1. Great Vacations
Having your own Lake of the Ozarks condo means that you can visit whenever you want! If you visit enough, having your own place means saving money on places to stay. In addition, you also won't be affected by the off-season! If you want to visit the Lake on a spur during a nice weekend in the middle of winter, you won't have to worry about getting last minute reservation.

2. A Place To Call Your Own
When you own a vacation home, it can be a great place to bring the family together for special occasions and holidays. You, your family and friends can enjoy lasting memories in a place that's all your own. Your vacation will become a little more special with each year to come and memory made.

3. Retirement 
The Lake of the Ozarks is a great place to retire, especially if you own a waterfront condo. If you purchase a vacation home at the Lake of the Ozarks, you can use it as a weekend getaway home and use it as a future retirement home when that time comes.

4. Increase Equity
As with any home, your goal is to be able to make money from the property if you decide on selling it later. Homes are a great way to increase your equity, especially if you are able to have a low interest mortgage.

5. Easy To Maintain
When you think of investing in a second place, you need to decide whether you want a home or condo. Condos at the Lake of the Ozarks are a popular choice, as they are easy to maintain. When they are used as a vacation home, they are unoccupied more than they are occupied. The condo association deals with all the upkeep of the building, so you can spend more time having fun on your vacation!

Your Lake Getaway
Isla Del Sol, the premier island development at the Lake of the Ozarks, includes incredible amenities such as lakefront views, resort-style lakeside pool and much more. When you arrive at our luxury waterfront condos at the Lake of the Ozarks, you will realize that you have finally left the craziness of the city behind you! If you are interested in learning more about our Lake of the Ozark luxury condos, call 573-552-8418.

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Decor Ideas to Bring Summer Into Your Home

Summertime is just about here, and with these warm breezy days, we want to take advantage of all the summer time we can get! While you'll likely be spending the majority of your time outdoors, it's still nice to bring some of that outdoorsy summer feel indoors. Isla Del Sol has some great ways for you to lighten the look of your home for warm-weather months with these breezy decor ideas.

ADD POPS OF COLOR

Replace your contemporary subtle paintings with some colorful art that pops. Place fresh flowers or vibrant colored accent pieces around your condo. Change out any dull or neutral colored throw pillows with fun colored and funky patterned ones.

BRING FURNITURE OUTDOORS

With the nicer warmer weather, you'll want to spend as much time outdoors as possible. Utilize your deck space as a secondary dining area, reading nook, or relaxation spot for those sunny beautiful days to come. You'll want to take full advantage of the time you have to spend outside, rain or shine.

PAINT YOUR FURNISHINGS

If you've got some older furnishings that are looking dull and lifeless, revamp them with a fresh coat of paint that enhances your summer fun theme. You can choose a couple of pieces to paint vibrant colors to stand out and be focal points, and tie in the look with some complimenting throw pillows. 

INVITE LIGHT INTO THE ROOM

Make your home seem brighter and more inviting by improving the lighting. Change out the window treatments for lighter colored ones, and allow natural light into your home. Use lighter colored furnishings instead of darker colors. Upgrade your lighting fixtures and add some accent lighting.

ENJOY THE SCENTS OF SUMMER

For a continuous seasonal aesthetic in your home, switch out scents as the seasons change. Gingerbread and evergreen are great smells for winter months, but in the summer many people crave fresh scents, such as ocean breeze or cucumber-melon.

REARRANGE FOR A NEW VIEW

While a fireplace is a great focal point, consider rearranging your furniture away from it during the summer. Rather than huddling around the hearth, shift the focus of the room toward a beautiful window or French doors. Stow away heavy draperies and hang gossamer sheers that flow with the breezes.

FILL YOUR FIREPLACE

You won't be cozying up around the fireplace for another few months. For now, use your fireplace as a fun way to bring the summer indoors. Remove the fire logs and stage a vibrant planter in its place. Stack the pile of unused wood inside the fireplace to free up mantel space and create a cool rustic look. Decorate the mantel with fun summer-time decor.

Bring summer into your home with these great decor ideas. If you're really wanting to find a way to enjoy summer to the fullest, visit Isla Del Sol to see what true luxury living at the Lake of the Ozarks is all about! And if you're ready to live in Paradise all year round, contact us to learn more about buying options - we're the only island condo complex at the Lake of the Ozarks!

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Incorporating Color Into Your Home Decor

Part of the thrill of buying a luxury condominium at the Lake of the Ozarks is planning out the remodel! There are so many ways you can show off your style and make your condo feel cozy and inviting. This week, Isla Del Sol has some great tips to help you add color to your home decor to best showcase your personality - check it out!

Go with Grays

Gray presents itself as the perfect backdrop to any style from classic to modern to contemporary. Gray's chameleon-like quality allows the color to appear either warm or cool and pair beautifully with all sorts of colors from pinks, blues, purples, and citrus pair delightfully with this new neutral. Plus, all furniture styles look well with it. With all shades from nearly white to nearly black, there’s a shade of grey certain to please everyone’s palate.

Use the 60-30-10 Rule

For the most balanced, appealing look in your decor, you should choose a three-color palette for decorating a room, and use the 60-30-10 rule. Decorate 60% of the room with the dominant color. Decorate 30% of the room with the secondary color. Use the remaining color as an accent in 10% of the space. You don't have to follow this exactly, so don't feel required to break out the calculator and measuring tape. Just follow the basic idea.

Contrast Warm and Cool

When dealing with warm and cool colors it's important to remember that no room should have just one. If you want your room to be cozy, use warm colors for the dominant scheme and add a few elements that incorporate cool colors (and vice versa). As with all elements of decorating it's important to have some balance and contrast.

Pick Colors from Furnishings

Consider the mood you want to set in the room you're decorating. Then, if you've got patterned upholstery, a colorful rug or large piece of artwork, pluck colors you like from the pattern that create the vibe you're trying to evoke. For a neutral wall paint color, look to the pattern's whites and beiges. If choosing a wall color from your artwork, go one or two shades lighter to ensure the art will pop. To add more dimension to your color scheme, incorporate different textures.

Use the Color Wheel

The color wheel is an essential decorating tool as long as you know how to use it. Going monochromatic with tone-on-tone color can result in a really sophisticated, edited look. Start with a color you really love and mix varying shades, from light to dark. A popular analogous color combination, and one we particularly love, is blue and green. Or you can choose two complementary colors creates an energizing, high-contrast color scheme. Feeling adventurous? A triad color scheme is made up of any three colors evenly spaced on the wheel.

With these 5 tips for incorporating color into your home decor, you'll be well on your way to creating a beautiful and personable design for your luxury waterfront condo at the Lake of the Ozarks! So break out the color wheel, visit your local home improvement store, and get geared up to make some colorful changes this summer at Isla Del Sol!

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Super Savvy Condo Storage Solutions for YOU!

When relocating to the Lake of the Ozarks, one of the choices you'll need to make is whether to live in a home or a condo. For many reasons, the benefits of condo living at the Lake of the Ozarks far outweigh the benefits of owning a home. But of course, there's always that lingering concern about lack of square footage. However less square footage doesn't necessarily mean you have to make do with less. It just means you'll have to be creative with your space. Isla Del Sol has come up with some super smart space saving ways to organize your luxury condo at the Lake of the Ozarks. Check it out!

Let your storage solution define your space.

Use a simple open shelving unit to create a break in a large open space. While this will definitely provide a huge amount of storage, it will also serve to create division between rooms.

Choose hideaway storage that doubles in function.

Select stylish storage ottomans as part of your decor to hide things in. Tuck them neatly under a floating shelf when not in use. This is a great solution for seating when you need it and out of the way when you don't.

Take advantage of that seemingly unusable space in the bathroom.

If your dedicated storage for towels and other toiletries is limited, consider adding a piece of storage furniture to you bathroom. Many bathrooms have some unused space around the sink and toilet that can be maximized by the addition of a piece of furniture that has both open and closed storage area.

Embrace decorative storage opportunities.

If you love books you know that finding room for all of your beloved tomes can become a challenge. Luckily, books are also awesomely attractive. With a little styling magic, a shelf or two worth of books can add some welcome visual interest to an unused fireplace. Or you can re-purpose two basic standalone bookshelves as a headboard.

Squeeze some creative juice into your kitchen storage.

It may not seem like it, but you can do a lot with creative storage in the kitchen. Use tension rods to hang cleaning supplies under the sink. Turn the side of your refrigerator into a spice rack. Create your own DIY canned food organizer in your pantry with wire closet racks. Install a railing system underneath your cabinets to hold baskets for various kitchen items.

With these amazing storage solutions, you'll find that condo living at the Lake of the Ozarks is the perfect choice for you! So what are you waiting for? Come on down to the only island condo complex at the Lake of the Ozarks and take a look around! We have open house every day from 11am-4pm for your viewing convenience. If you'd like to learn more about the most luxurious condo complex at the Lake of the Ozarks, visit our website or contact the Grein Team for more information. Remember, when the sun is shining and dancing off the Lake which surrounds you, you'll realize that you have finally left behind the craziness of the city and truly found your own private island escape at Isla Del Sol Condominiums!

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Thinking of Buying a Condo at the Lake? Isla Del Sol is Where You Need to Be!

Picture this: the sun is shining, a warm breeze is blowing, and you're lounging out next to the pool with a cold beverage watching boats pass by on the lake. Who doesn't dream of having their own slice of paradise right at their doorstep? If you're considering relocating to the Lake of the Ozarks, then you need to check out the Isla Del Sol Condominiums. Our complex is the ONLY private gated community on an ISLAND! You can own your own piece of paradise with one of our luxury waterfront condos at the Lake of the Ozarks. Take a look at what Isla Del Sol condo complex has to offer, and why the Lake of the Ozarks is known for providing excellent quality of life.

Located within a STELLAR school district
Isla Del Sol condominiums is located within the School of Osage district. The School of Osage is ranked as one of the top 50 K-12 school districts as one of the best districts in Missouri. It was also ranked in the top 50 as one of the safest school districts, and in the top 20 for best teachers and as best places to teach. The School of the Osage has 2 elementaries, a middle school, and a high school. The mission of School of the Osage, in partnership with our students, families, and community, is to equip all learners to meet their maximum potential for a lifetime of success.

The Lake of the Ozarks is the "Best Recreational Lake"
The Lake of the Ozarks was named the "BEST Recreational Lake" by USA Today. That doesn't just happen without reason. With the vast array of activities available at the Lake there's no shortage of things to do for everyone. Recreational activities include boating, fishing, swimming, tennis, water skiing, golfing, hunting, camping, and canoeing or tube floating. The region boasts over 100 marinas, more than 100 restaurants, and several shopping centers and an outlet mall full of a wide variety of stores. It's easy to see why the Lake of the Ozarks region is one of the most popular tourist areas in the Midwest, and one of the best places to call home!

Isla Del Sol is unlike any other condo complex at the Lake
The island's amenities include zero entry waterfront pool with a splash pad area for kids to have fun & create memories at the lake. Enjoy the private setting on the island yet still only 15 minutes away from the towns conveniences. Isla Del Sol is one of the few condo complexes at the Lake of the Ozarks that offer elevators. These brand new condos feature large patios to soak in the sunsets. Units available range from furnished move-in-ready to the ability to pick your own finishes.

Isla Del Sol Amenities Include:

• Boat Docks and PWC Slips
• Ample Resident Parking
• Available Private Storage Lockers
• Dog Walking Area
• Private Island Living
• Panoramic Lakefront Views
• A Beautiful Lake Side Pool with Fountains
• Poolside Sun Deck with Lounge Chairs, Tables, and Showers
• Direct Elevator Access to All Residential Floors

If you're relocating to the Lake of the Ozarks and looking for your own little slice of paradise, look no further than Isla Del Sol Condominiums! Our private island community offers the best of lake living while providing the luxuries of easy access to shopping, dining, entertainment and more. But don't take our word for it, stop by and see the Island in the Sun for yourself. The model unit is open 7 days a week for your convenience from 11am-4pm. You won't be disappointed!

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What To Look For When Buying a Condo

Living in a condo is a lot different than a house. There are many benefits to living in a condominium at the Lake of the Ozarks. Isla Del Sol offers is residents many great features, such as its beautiful pool, Lake views and more. However, there are much more you need to look for when you make the decision to buy a condo at the Lake of the Ozarks. Here are 7 tips to consider when purchasing a condo:

1. Hire a Real Estate Professional

Hiring a professional REALTOR that is well diverse with condos is a good idea. This will help you make informed decisions, as well as keep your interests protected. They will also make sure that the buying process goes as smoothly as possible.

2. Look at it as an Investment

Similar to buying a house, buying a condo is an investment. Although you should be buying a condo you like, you should also look at it from a resale perspective as well. Ask the specialist about the developer's reputation, the resale market and past projects, as these will all affect the resale price.

3. Consider the Location

The location of the condo is much more than the views. However, we can't complain about our condos with lake views. When you are looking for a condo to purchase, make sure you like the area it is located. You should also consider the unit within the condo complex. If there are a lot of stairs, are you willing to make that trek every day? 

4. Is There Parking?

Parking is an important feature that is often overlooked. When looking for a condo, make sure there is a good parking spot for not only you but for your guests as well. If you are using your condo as a vacation home or for entertaining guests, you will want to make sure there are plenty of parking space. In addition to ample parking space, you will want to note how far the parking is from your unit.

5. How's The Security?

If you are using your future condo as a vacation home, it may be empty for a good portion of the year. This means that you should look closely at the security features. Is there a well-lit parking lot? Are the community facilities locked? These will not only help you feel safe while you're there, but also while you are away.

6. Get To Know Your Neighbors

When you live in a community building like a condo, getting to know your neighbors is part of the experience. If you purchase a unit before meeting who you are going to be living next to, you may be in for a surprise later down the road. It is a good idea to talk to a few people before making the decision to move in, as they can tell you more about the building. 

7. Take Multiple Visits

Buying a condo is a big decision just like buying a house. If you are considering a certain unit, you should visit it during different times of the day. This will allow you to see how the complex is during different times of the day. If there is a pool, does it get busy during the evening hours? Are lots of people out and about during the day? These things may be a deciding factor on if that community is for you. 

Buying a Condo at the Lake of the Ozarks

If you are looking to own a condo at the Lake of the Ozarks, give us a call at 573-552-8418. Isla Del Sol is the Lake of the Ozarks only island condominium project. The best waterfront condo at the Lake of the Ozarks has amazing amenities, and is close to world-class boating, golfing, fishing, shopping and family fun!

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Give Ozarks: Participate in One of the Biggest Days of Giving!

Give Ozarks has become one of the biggest days of giving across Southern Missouri. The second annual Give Ozarks Day is scheduled for Tuesday, May 3rd, 2016. In its inaugural year, 150 nonprofits raised more than $1 million, including more than $200,000 in prizes and matching incentives. Lake of the Ozarks will again be participating in this one-day fundraising event. The lake area community will rally to support its 10 local charities involved in the event, to show that Lake of the Ozarks is the most giving community. Donors have raised $25,000 in matching funds to show support. Here are some ways you can participate:

Give Ozarks Event at Hy-Vee 

The lake area community has the opportunity to financially support 10 local charities that advocate for children, feed the hungry, help the disabled, provide medical services to the poor, teach children and make the Lake of the Ozarks a better place to live, work, and play. The Community Foundation of the Lake has organized an event on May 3rd, at Hy-Vee from 11 AM - 3 PM. The event features an appreciation BBQ at 11:30 AM from Hy-Vee's grill, live music, a t-shirt giveaway, and lots of fun for a great cause!

How to Donate

You can donate online at GiveOzarks.org. Select your preferred organization and make a minimum gift of $5. The video below explains the donation process in further detail:

To Give to Lake Area Charities:

Kids’ Harbor - https://giveozarks.org/2016/kids-harbor


Share The Harvest Food Pantry - https://giveozarks.org/2016/share-the-harvest


Food For Morgan County - https://giveozarks.org/2016/f4mc


Medical Missions For Christ - https://giveozarks.org/2016/mm4c


Children’s Learning Center - https://giveozarks.org/2016/clc


Wonderland Camp - https://giveozarks.org/2016/wonderland

The Mother’s Shrine - https://giveozarks.org/2016/mothers-shrine

The Lake Arts Council - https://giveozarks.org/2016/it-starts-with-the-kids


Missouri Forget-Me-Not Horse Rescue - https://giveozarks.org/2016/forget-me-not-horse-rescue

Loving Hands Preschool - https://giveozarks.org/2016/loving-hands

Come Home to Isla Del Sol Condominiums 

If you live at the Lake of the Ozarks, you are considered lucky. It is one of the most giving and tight-knit communities you will find. Buying a condo at the Lake of the Ozarks might be one of the best things you can do for yourself and your family. After a day of supporting your favorite local charity, your private getaway at Isla Del Sol Condominiums will be waiting for you - we know you deserve it!

Come back often to see all of the exciting things happening at Isla Del Sol.

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6 Tips for Buying a Condo at Lake of the Ozarks

Imagine eagle-watching from your own deck and swimming off your dock just feet from your home. Have dinner by boat and choose between the many waterfront restaurants the Lake of the Ozarks has to offer. There are many housing options when choosing to live at the Lake of the Ozarks, but undoubtedly one of the most popular options has become condominiums. Benefits to condo living at Lake of the Ozarks are low maintenance and resort-like amenities. By following these 6 tips for buying a condo at Lake of the Ozarks, you can ensure a stress-free experience:

1. Hire a Real Estate Agent with Experience in Selling Condos

Buying a condo is much different than a residential home. The purchase contract is different than a single-family home, as contingencies are based on different factors. There are association rules and dues that need to be taken into consideration. If you are purchasing a Lake of the Ozarks condo with a slip in the community dock, there are separate dues for that. A real estate agent with experience in selling condos will make sure important documents are not overlooked.

2. Secure Your Financing

Get pre-approved for financing prior to looking at condos. This is critical because some lenders and loan products do not allow condo purchases. Some programs can be tricky, such as FHA (Federal Housing Administration) Loans. Normally, the FHA will require 80% of the units in the building to be owner-occupied and on their approved list. Your best bet is to stick with a local lender. However, they generally require a minimum of 20% down. Be sure your financing is secured before you fall in love with that beautiful new unit!

3. Find Out What The Complex Includes

Does the condo come with a private covered garage or boat slip or are these extra? If not included, do you need them? Those items will need to be negotiated with the seller or it can make the price of the unit substantially higher. The last thing you want is to find out your garage is just a parking space or the boat slip is too small.

4. Know What the Association Fees Include

As mentioned before, some of the greatest benefits to living in condos at Lake of the Ozarks is having less maintenance than a residential home. You should know what's included in your condo fees. Common fees include lawn maintenance and landscaping, snow removal, water and sewer services, trash pickup and sometimes even cable! 

Amenities like pools, fitness centers, tennis courts, and clubhouses are also a part of the association fees. Make sure these are of interest to you, or you are paying for them to be offered to other residents. 

5. Review Special Assessments

Understand what special assessments are. It is highly likely that the condo complex will undergo a major structural repair in the future. This will require money beyond the usual assessments. Generally the association has a reserve, but it is possible for assessments to be raised for a period of time to cover any major repairs. If there are special assessments planned, they should be fully disclosed to you as a potential buyer.  

6. Find Out Who the Maintenance and Management Company Are

The maintenance company is in charge of the upkeep of the property. Know who to contact if the common areas of the community need attention. Most condos have a management company to take care of the day-to-day operations. They enforce rules and regulations, handle the finances, and should be able to answer your questions regarding the complex.

Luxury Condo Living

If you are looking for luxury condos at Lake of the Ozarks with incredible views in all directions, find them at Isla Del Sol. This is a premier island development with a lakeside pool, dog walking area, and boat docks. It is located on the 3 mile marker of the North Shore and just a short drive down Highway W. We hope to see you in your new Lake of the Ozarks waterfront condo at Isla Del Sol soon!

Come back often to see all of the exciting things happening at Isla Del Sol.

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