1. Hire a Real Estate Agent with Experience in Selling Condos
2. Secure Your Financing
Get pre-approved for financing prior to looking at condos. This is critical because some lenders and loan products do not allow condo purchases. Some programs can be tricky, such as FHA (Federal Housing Administration) Loans. Normally, the FHA will require 80% of the units in the building to be owner-occupied and on their approved list. Your best bet is to stick with a local lender. However, they generally require a minimum of 20% down. Be sure your financing is secured before you fall in love with that beautiful new unit!
3. Find Out What The Complex Includes
Does the condo come with a private covered garage or boat slip or are these extra? If not included, do you need them? Those items will need to be negotiated with the seller or it can make the price of the unit substantially higher. The last thing you want is to find out your garage is just a parking space or the boat slip is too small.
4. Know What the Association Fees Include
As mentioned before, some of the greatest benefits to living in condos at Lake of the Ozarks is having less maintenance than a residential home. You should know what's included in your condo fees. Common fees include lawn maintenance and landscaping, snow removal, water and sewer services, trash pickup and sometimes even cable!
Amenities like pools, fitness centers, tennis courts, and clubhouses are also a part of the association fees. Make sure these are of interest to you, or you are paying for them to be offered to other residents.
5. Review Special Assessments
6. Find Out Who the Maintenance and Management Company Are
Luxury Condo Living
If you are looking for luxury condos at Lake of the Ozarks with incredible views in all directions, find them at Isla Del Sol. This is a premier island development with a lakeside pool, dog walking area, and boat docks. It is located on the 3 mile marker of the North Shore and just a short drive down Highway W. We hope to see you in your new Lake of the Ozarks waterfront condo at Isla Del Sol soon!
Come back often to see all of the exciting things happening at Isla Del Sol.
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