6 Tips for Buying a Condo at Lake of the Ozarks

Imagine eagle-watching from your own deck and swimming off your dock just feet from your home. Have dinner by boat and choose between the many waterfront restaurants the Lake of the Ozarks has to offer. There are many housing options when choosing to live at the Lake of the Ozarks, but undoubtedly one of the most popular options has become condominiums. Benefits to condo living at Lake of the Ozarks are low maintenance and resort-like amenities. By following these 6 tips for buying a condo at Lake of the Ozarks, you can ensure a stress-free experience:

1. Hire a Real Estate Agent with Experience in Selling Condos

Buying a condo is much different than a residential home. The purchase contract is different than a single-family home, as contingencies are based on different factors. There are association rules and dues that need to be taken into consideration. If you are purchasing a Lake of the Ozarks condo with a slip in the community dock, there are separate dues for that. A real estate agent with experience in selling condos will make sure important documents are not overlooked.

2. Secure Your Financing

Get pre-approved for financing prior to looking at condos. This is critical because some lenders and loan products do not allow condo purchases. Some programs can be tricky, such as FHA (Federal Housing Administration) Loans. Normally, the FHA will require 80% of the units in the building to be owner-occupied and on their approved list. Your best bet is to stick with a local lender. However, they generally require a minimum of 20% down. Be sure your financing is secured before you fall in love with that beautiful new unit!

3. Find Out What The Complex Includes

Does the condo come with a private covered garage or boat slip or are these extra? If not included, do you need them? Those items will need to be negotiated with the seller or it can make the price of the unit substantially higher. The last thing you want is to find out your garage is just a parking space or the boat slip is too small.

4. Know What the Association Fees Include

As mentioned before, some of the greatest benefits to living in condos at Lake of the Ozarks is having less maintenance than a residential home. You should know what's included in your condo fees. Common fees include lawn maintenance and landscaping, snow removal, water and sewer services, trash pickup and sometimes even cable! 

Amenities like pools, fitness centers, tennis courts, and clubhouses are also a part of the association fees. Make sure these are of interest to you, or you are paying for them to be offered to other residents. 

5. Review Special Assessments

Understand what special assessments are. It is highly likely that the condo complex will undergo a major structural repair in the future. This will require money beyond the usual assessments. Generally the association has a reserve, but it is possible for assessments to be raised for a period of time to cover any major repairs. If there are special assessments planned, they should be fully disclosed to you as a potential buyer.  

6. Find Out Who the Maintenance and Management Company Are

The maintenance company is in charge of the upkeep of the property. Know who to contact if the common areas of the community need attention. Most condos have a management company to take care of the day-to-day operations. They enforce rules and regulations, handle the finances, and should be able to answer your questions regarding the complex.

Luxury Condo Living

If you are looking for luxury condos at Lake of the Ozarks with incredible views in all directions, find them at Isla Del Sol. This is a premier island development with a lakeside pool, dog walking area, and boat docks. It is located on the 3 mile marker of the North Shore and just a short drive down Highway W. We hope to see you in your new Lake of the Ozarks waterfront condo at Isla Del Sol soon!

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Water Events at the Lake of the Ozarks

With all of the great events going on at the Lake of the Ozarks year round, it can be confusing trying to sort out which events you'd like to experience. The most luxurious condos at the Lake of the Ozarks has put together a list of some of the biggest events that happen on the water so you can plan ahead and choose which ones sound like the most fun. Check out the list below to figure out which events you'd like to attend while you're staying in your Isla Del Sol condo!

Photo Credit: Fun Lake

Spring Harbor Hop - May 7 

One of the Lake of the Ozarks' largest events of the year, Spring Harbor Hop will kick off the boating
season again this year! Dozens of the Lake's best restaurants and Marinas will be set up as checkpoints for participants to draw a card to create the best poker hand. Anyone can play!

Lake Race - June 2-5

Located only a short drive or boat ride away, the Lake Race combines a wide selection of boating events, from the powerboat racing and street party to a poker run and 5K. The Strip at Bagnell Dam is standing room only as this event begins. For more information, contact Beavers at the Dam at 573-365-7118.

Photo Credit: Fun Lake

Canine Cannonball -
June 16-19

This event is perfect for families looking for a relaxing, yet fun time. Dog Days Bar and Grill holds an annual dog jumping contest with free admission. The dogs are measured in categories such as Big Air, Extreme Vertical, and Speed Retrieval, and your dog can join! Contact Dog Days at 573-348-9797 for more information.

Aquapalooza - July 16

Photo Credit: Fun Lake

Held by the Lake of the Ozarks Marine Dealers Association, Aquapalooza is touted as the Lake's largest family boating event. It takes place at Dog Days Bar and Grill located on the 19MM. This one day event had 4 bands in the 2015 lineup, a contest to win a brand new waverunner, and a huge attendance. This is one of the best events to immerse yourself into the culture at the Lake of the Ozarks.

The Shootout - August 27-28

One of the most famous water based events at the Lake of the Ozarks, the Shootout is a huge gathering of off-shore racing boats which can reach speeds of 244 MPH. The Shootout will be celebrating its 28th year this year, making it the longest running event on this list. This race takes place at Captain Ron's, located at the 34.5MM.

Fall Harbor Hop - October 8

Falling later in the boating season, the Fall Harbor Hop will have it's 31st annual run this year. Join thousands as they work their way across the Lake of the Ozarks to compete at over 40 locations for the best poker hand and win big money. You can take your own boat or car, or hop on a rental provided by several companies at the Lake.

Isla Del Sol is the Best Place to Stay at the Lake!

With events taking place all throughout the boating season, it could be stressful trying to rent a condo or a room for every event. By getting your very own second home condo at the Lake of the Ozarks, you can guarantee a spot that not only has lake access, but is also yours, whenever you want/need it. Isla Del Sol Condos are perfect for those who want a second home in a vacation oriented location.

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The Lake's Favorite Winter Event is Almost Here - Mardi Gras Pub Crawl

On February 20th, the World's Largest Mardi Gras Pub Crawl comes back to the Lake area and a second home condo at the Lake of the Ozarks would be the perfect place to crash after a fun night out! Invite your friends and family to an event that showcases some of the best restaurant and bars around the Lake of the Ozarks, and offers the best local live entertainment. Here's a small glimpse of what the 2016 Mardi Gras Pub Crawl is all about!

Get Ready for the Party with a PRE-PARTY!

Several locations are kicking off the Mardi Gras Pub Crawl by throwing a party the night before. Visit Bootleggers for fantastic drink specials, free beads, and a live music performance by one of Missouri's best 80's cover bands, Members Only. If you prefer a more cozy experience, Go Fast Betty's will have Pure Drive playing all your favorite country and southern rock tunes Friday night as well.  If you want to hear some truly incredible blues music before the crawl - head over to Heroes Sports Saloon and check out Dog House Daddies.

Public Transportation

Grab a taxi and head to one of the many venues participating in the pub crawl. You can purchase a wristband at any of the locations to gain access to ALL of the entertainment AND buses to shuttle you to the other places. That means that everyone can party hard and enjoy the incredible music around the Lake for Mardi Gras without worrying about a sober driver. When the night's coming to a close, simply hop in a taxi and ride back to your waterfront condo at the Lake of the Ozarks.

There are Over 20 Venues to Choose From

There will be music for everyone's tastes at the World's Largest Mardi Gras Pub Crawl. Each location has a different band, DJ, or musical setup so you'll never be left without a tune in your ear. The bands will cover everything from country and rock to blues and covers from decades past. If you'd like to get your groove on, visit one of the venues featuring a DJ. They'll be spinning dance music for everyone all night long. Here's a list of all the participating locations in this year's Mardi Gras Pub Crawl:

• Arris Pizza
• Bootleggers
• Casablanca
• C-Bros
• Go Fast Betty's
• Heroes Sports Saloon
• Inn at Grand Glaize
• JJ Twigs (Lake Ozark)
• JJ Twigs (Osage Beach)
• Li'l Rizzo's
• LO Crab Shack  
• Lucky's
• Mexicali Blues
• Molotoft Cocktails  
• SNAFUs on the Strip
• Tirebiters
• Tucker's Shuckers
• Vista Grande
• Wicked Willie's Sports Grill
• Wobbly Boots

Pub Crawl is Best Enjoyed with Friends

Events like the Mardi Gras Pub Crawl are always happening at the Lake of the Ozarks. You could join any of them if you had a second condo at the Lake of the Ozarks! Having access to both land and water makes Isla Del Sol Condominiums a perfect starting point for your Lake of the Ozarks' fun! Contact us TODAY to schedule a viewing of the best waterfront condos at the Lake of the Ozarks.

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Isla Del Sol.

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Fantastic Waterfront Dining at the Lake of the Ozarks

When you buy a condo at the Lake of the Ozarks, you also have an opportunity to enjoy some of the greatest waterfront dining the state of Missouri has to offer. Having a second home at the Lake of the Ozarks allows you to fully experience the best dining and nightlife that the Lake of the Ozarks has to offer. Let’s take a look at some of these fantastic waterfront properties and see what they have to offer once the weather gets warmer.

Shady Gators

The Party Capital of Lake of the Ozarks, Shady Gators is a short distance from your Isla Del Sol condo. If you want a fun night out with friends or just want to go out for a great weekend, filled with entertainment and amazing food, then Shady Gators is for you.

Beavers at the Dam

Beavers at the Dam is nestled in the perfect spot for viewing the Lake Race boat races and for all the entertainment that comes to the famous Bagnell Dam Strip. Beaver's is perfect for families who aren't sure what they want; this restaurant serves pizza, tacos, and a little bit of everything in between. 

Coconuts/Tap and Grill Lakeside Brew Haus

Coconut's is just the right distance by boat from your Isla Del Sol condo! stop by and enjoy their fantastic 2 1/2-mile view of the Lake of the Ozarks and features a swim up bar. 

Coconut's has a sister restaurant - the Tap and Grill Lakeside Brew Haus at the Millstone Marina. This lake front restaurant features a causal dining yet relaxed outdoor atmosphere. Don't let the artwork and beautiful scenery fool you, this place rocks when the live bands arrive. Did we mention it's a brew haus? It has over 40 craft beers to choose from!

Backwater Jack’s

If you’re looking for a fresh take on the Caribbean mixed with the unique culture of the Lake of the Ozarks, look no further than Backwater Jack’s. This waterfront restaurant and bar offers a unique flair for live music and a menu that brings coastal cuisine to the heart of Missouri. Try their Lime Grilled Chicken or the Cajun Seafood Pasta for a change of pace from other restaurants. If you’re thirsty, we highly recommend you try one of their famous “Pain in the A**” drinks!

Paradise Restaurant

This is a waterfront restaurant you’ll want to travel to by boat, but it’s worth every bit of the drive! Paradise Tropical Restaurant and Bar offers a fresh combination of tropical and Midwestern delights, including the always popular Irish Nachos, (potato slices in place of chips) and a Cajun Fried Lobster dinner. Visit Paradise on the weekends and you’ll find live music from popular local artists too!

Dog Days

Voted as the best waterfront restaurant and Best Entertainment at the Lake of the Ozarks, as well as rated as one of the top ten water bars in the United States, Dog Days Bar and Grill hardly needs an introduction. This gem is the perfect distance by boat or by land, and the accolades are well deserved – the atmosphere, food and drinks are outstanding.

Boathouse Restaurant

This newly remodeled and redesigned restaurant is located at the Village Marina and Yacht Club. It serves a hearty breakfast until noon, making it the perfect starting point for late sleepers. Enjoy the view and the decadence that the Lake's oldest continually run marina has to offer!

Isla Del Sol is Your Starting Point for Everything at the Lake!

There are so many places to enjoy entertainment and food at the Lake of the Ozarks, you can’t just come up on the weekend. If you’re thinking about buying a condo at the Lake of the Ozarks, Isla Del Sol is a perfect choice! Our condos are spacious and provide the perfect beginning and ending location for an amazing summer night. Schedule an appointment to come see our beautiful location and 360° view of the Lake of the Ozarks today by calling 573-552-8418

Come back often to see all of the exciting things happening at 

Isla Del Sol.

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